Financial Serenity
NCAM Wealth Advisors believe financial serenity is simple and inevitable through knowledge and discipline. Our focus is on maintaining a long-term commitment to a well-thought-out plan. Rather than delving into intricate financial tactics right away, we start by sharing valuable insights.
Lifetime Financial Strategy
Transforming your life begins with your finances – they shape your career, family, health, retirement, and future goals. Our dedicated team at NCAM is here to guide you on this journey, crafting a tailored life strategy that blends seamlessly with your aspirations.
Investment Strategy
Investing is a powerful wealth-building tool, but its success relies on a personalized strategy. NCAM specializes in crafting custom investment strategies that align with your most important goals and deeply held values, ensuring a secure path to your goals.
Retirement Planning
Retirement planning shouldn’t start at retirement; it should start well before. We take a long-term view of your financial wellbeing to help create a life after work that is as well-planned as your life while working.
Estate Planning
At NCAM, we offer comprehensive estate and legacy planning as an integral facet of our goal-oriented financial advisory services. Whether it pertains to wealth transfer, guardianship arrangements, or philanthropic pursuits, our commitment is unwavering in ensuring that your intentions are meticulously documented and honored.
Tax Planning
Taxes should not be relegated solely to the realm of tax season; instead, they should be seamlessly woven into your comprehensive, long-term financial blueprint. This is precisely the approach embraced by our team at NCAM.
Insurance Planning
If there’s one thing certain about life – it’s the uncertainty that living it brings. The best laid plans can sometimes come to naught! Even though you may think you’ve covered all the bases, life sometimes has a funny way of throwing you a curveball when you least expect it.
Cash Flow Strategy
Discovering the magic of cash flow projections can be an exhilarating journey, illuminating the path to confident financial decision-making. These projections not only unveil the symphony of your money but also reveal the crucial role they play in harmonizing with your investment strategy.
Wealth Management
Your life holds boundless possibilities beyond mere investments. While our clients often begin their journey with us seeking expert guidance in investment management, they soon discover that our true strength lies in our unwavering commitment to their financial well-being.
Firefighters
We are committed to proactive financial planning for firefighters, not just reacting to issues after they arise. At NCAM, we specialize in understanding the unique financial circumstances, income potential, and career aspirations of firefighters.
Our Team
Accredited Investment Fiduciary®
President
Security Officer
Blogs
Watching your portfolio take a hit can be unsettling, but staying focused on the long game is crucial. Even in uncertain times, a long-term strategy helps you navigate market ups and downs more effectively. Here, we’ll explore why market corrections are normal, how understanding historical trends can offer reassurance, and why sticking with your strategy benefits your financial future. Understanding Market Corrections: How Common Are They? Market corrections—typically defined as a drop of 10% or...
What money topics are the most taboo to talk about? Earnings, debt, inheritance, or net worth? For most of us, many financial topics are simply off-limits. 1 That means that many of us are not discussing money as much as we probably should be. 1 Without those talks, myths about money and financial conversations can get a much stronger grip on our perspective and our financial decisions. That silence may end up stunting our financial...
If you’re like many investors, the thought of paying capital gains taxes on your successful investments might feel overwhelming. But what if there was a strategy to potentially reduce some of those taxes? It’s called tax loss harvesting, and while the term might sound complicated, it's actually a fairly simple concept that could save you money. Let’s break it down. What Is Tax Loss Harvesting? Think of your investments like a fruit-bearing tree. Some branches...
The Armchair Investor
Two decades ago, we recognized a significant opportunity to spread the word about an investment philosophy that was beginning to gain traction among investors – the idea that the most intelligent approach to stock market investing involves evidenced-based investing and passive portfolio management.
Over the course of twenty years, while collaborating with clients from diverse backgrounds, we discovered that the true value of this investment philosophy lies in its ability to redirect our focus towards what we can control rather than fixating on market fluctuations.
Our purpose in publishing the book The Armchair Investor in 2003 was to impart these enduring principles to anyone who wants financial serenity in their retirement. Achieving this mission may require collective effort, as we cannot do it alone, but together, we can make a significant impact.
